Financial Services

Dental Financial Services

Payment Options

Santa Barbara Family Dentistry expects our patients to pay for their office visits and any treatments by cash, check, credit or debit card at the time of treatment. We also work with most major dental insurances, and offer third party financing options with approved credit.

To discuss your payment options, insurance coverage or for questions about our financial services please call (805)-922-7725

financing-dental-concept

Santa Barbara Family Dentistry works with most insurance plans and would gladly submit a claim to your insurance company for your service. We are very knowledgeable when it comes to dental insurance and will assist you in understanding how your dental plan works and how to maximize your dental benefits. Please feel free to give us a call with any questions that you may have or to discuss your personal dental insurance situation.

Payment Method

For your convenience, we are pleased to accept Wells Fargo, CareCredit and LendingClub Patient Financing.

What is the difference between types of Dental Insurances?

HMO/DMO – The HMO/DMO insurance makes you go to a specific dentist in their plan. We welcome you to still come to our office but you would not be able to receive any benefits.

PPO – Usually a PPO allows you to pick any dentist, within or outside of your network and will cover a portion of the work that you get done at our office. With these types of benefits, you can go to any dentist, but the dollar amount that they cover may vary.

Why does the amount for dental procedures vary so much?

Dental benefits are all so different because your employer and your insurance company have a contract that offers benefits based on the amount of the policy to your employer. This contract does not include your personal dentist in the defining of your benefits, that is why most of the time the insurance company does not cover the entire fee associated with your procedures.

Why don’t I get full coverage for dental work like I do for medical?

Dental benefits never cover 100% of your cost , as medical insurance does. A dental procedure, even a rather large one, will not usually have a big financial impact on someone, as would most major medical procedures. Dental insurance is considered a benefit or assistance toward dental costs.

620 W Main St

Santa Maria, CA 93458

(805) 922-7725

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Mon-Thu: 8:00AM-7:00PM

Fri - Sat: 8:00AM - 4:30PM

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